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The Great Housing Reset of 2026: A New Chapter for Buyers, Sellers, and the Future of Homeownership
(A Story About Opportunity, Timing, and the Return of Balance in Real Estate) For nearly four years, the housing market has felt like a whirlwind. Fast, unpredictable, and at times overwhelming for everyday families. Anyone who tried to buy between 2020 and 2024 remembers the bidding wars, the wave of all-cash offers, and the pressure to make life-changing decisions in minutes. Prices soared, rates climbed, and inventory seemed to evaporate overnight. Many hopeful buyers quie
LC Kelly
Dec 75 min read
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November Real Estate Trends: How Lower Rates Are Reviving Buyer Interest This Winter
Rare new construction offered at 4.99% The real estate market often shifts with the seasons, but this November, a notable change is catching the attention of both buyers and sellers. After months of uncertainty and rising interest rates, the recent drop in mortgage rates is sparking renewed enthusiasm among homebuyers. This shift is reshaping the winter market, traditionally slower, into a more active and promising period. Understanding how these lower rates affect your buyin
LC Kelly
Nov 64 min read
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đ 2025 Fall Homeownerâs Guide: Energy Efficiency + Santa Cruz Fun
By Leslie Cruz-Kelly, Your Bay-to-Beach RealtorÂŽ Fall is one of the most magical seasons here in Santa Cruz. Between the crisp mornings, colorful leaves, and cozy gatherings, thereâs no better time to not only enjoy our community but also to prepare your home for the colder months ahead. If youâre a homeowner thinking about maximizing comfort, lowering energy bills, and adding value before selling, fall is the perfect season for upgrades. And if youâre not moving anytime soon
LC Kelly
Oct 44 min read
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Whatâs Trending in Santa Cruz Real Estate in 2025
Santa Cruz has always been one of Californiaâs most unique real estate markets. With its stunning coastline, eclectic culture, strong...
Jane Aira Tan
Sep 304 min read
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New Construction Is Back: Why Santa Cruz Builders Are Flashing 4.99% (and What It Means for You)
Find out what homes you can lock in for 30 years and 4.99% fixed...
LC Kelly
Sep 94 min read
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đ Understanding Home Equity: Why Itâs More Than Just a Buzzword
"Home equity" gets tossed around a lot in real estate conversationsâbut what does it actually mean, and why should it matter to you?...
Jane Aira Tan
Aug 152 min read
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Local Economic Indicators â Santa Cruz County
Economy: Real Gross Domestic Product (GDP) Real GDP reflects the total value of goods and services produced within Santa Cruz County and...
Jane Aira Tan
Jun 234 min read
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Santa Cruz Real Estate Market Year to Date: Overview for Local Residents
The Santa Cruz real estate market has seen significant changes in the year-to-date landscape. As local residents looking to buy, sell, or...
LC Kelly
Mar 214 min read
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Resources for Immigrants in Santa Cruz County
Dear Friends and Neighbors, As someone who has navigated challenges in my own journey, I understand how overwhelming life can feel when...
Jane Aira Tan
Feb 32 min read
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Open House Etiquette in a Post-NAR Settlement Era
The real estate landscape is shifting with the upcoming NAR settlement  changes set to take effect on August 17, 2024. Many real estate...
Jane Aira Tan
Dec 9, 20242 min read
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ADU Policy Under Review
Earlier this month, the Santa Cruz City Council had the audacity to reject a crucial proposal aimed at eliminating the unfair treatment...
Jane Aira Tan
Oct 30, 20242 min read
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Embracing New Horizons: Your Guide to Relocating Out-of-State with Ease
Relocating to a new state is a big step, one that can feel both exciting and overwhelming. As you embark on this journey, it's essential...
LC Kelly
Jul 9, 20242 min read
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The Ultimate Relocation Guide: From Finding a House to Feeling at Home
The peak moving season is upon us. In fact, according to Move.com, almost 70% of U.S. moves occur between May and September.1 And while...
LC Kelly
May 6, 20248 min read
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6 Strategies to Save on Home Insurance Premiums
From wildfires to floods, the past few years have brought a historic number of devastating climate and weather events to the United...
LC Kelly
Apr 11, 20246 min read
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6 Strategies to Save on Home Insurance Premiums
From wildfires to floods, the past few years have brought a historic number of devastating climate and weather events to the United...
LC Kelly
Apr 1, 20246 min read
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Upgrade Your Home With These 2024 Design Trends
One of the best parts of owning a home is the freedom to make it truly your own with design choices that reflect your personality and...
LC Kelly
Feb 3, 20246 min read
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Real Estate Market Forecast: Opportunities for Home Buyers and Sellers in 2024
A growing share of home buyers and sellers sat on the sidelines last year as the pace of home sales continued its downward trajectory.1...
LC Kelly
Jan 1, 20247 min read
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Celebrate Sustainably: 5 Ideas for an Eco-Friendly Holiday at Home
It's the most wonderful time of the year. But for many families with festive plans and hectic schedules, it's also the most wasteful....
LC Kelly
Jan 1, 20246 min read
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Get your place looking NICE for LESS
Helpful tips to make your home look stylish for small dent on the wallet.
LC Kelly
Nov 16, 20237 min read
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Is being a Landlord your vibe?
If the thought of investing your money into brick and mortarâor perhaps some stylishly-painted sidingâexcites you, join the club....
LC Kelly
Nov 16, 20236 min read
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